Management Trainee - Credit Manager

Hello Aspirants, At Finnable we like to keep it uncomplicated, exciting and fast – well, that’s our brand promise to our customers. So who are we? We are a fintech start-up. We are three founders and onto our 2nd innings. All three of us are ex-bankers. Nitin and Viraj are successful entrepreneurs. Their previous start-up was a cool analytics company, where they built the most innovative analytics products and hired the best brains. Amit is a seasoned banker with over 21 years of global retail banking experience. During this tenure with Standard Chartered, he held key positions like Country Head of Risk, Country Head of Retail Banking, and Head of Digital Banking for ASEAN and South Asia. So here we are – building our next venture with even brighter brains this time. Our vision is to revolutionize the lending industry in India. We want to make easy and fast credit available to all salaried employees with the click of a few buttons. Our philosophy is simple - get the best team, and everybody gives their best shot at work to make Finnable succeed Are you the right person for the job? We want highly ambitious, self-driven and energetic individuals who are ready to go out of their way to help Finnable succeed! Credit Underwriting: • Assess customer financials, property valuation, and documentation for LAP applications. • Analyze income documents, banking, and repayment capacity to determine eligibility. • Approve or recommend loan proposals within defined authority limits. Risk Management: • Implement credit policies and guidelines to minimize default risk. • Ensure adherence to internal credit risk and compliance frameworks. Coordination with Teams: • Collaborate with sales teams to address gaps in customer documentation or eligibility. • Work closely with collections teams to monitor early delinquency trends. Portfolio Monitoring: • Conduct periodic reviews of the portfolio and identify areas for improvement. • Provide inputs for revising credit policies based on market dynamics. You will be a perfect fit if - A. You are highly enthusiastic, and ambitious and go out of your way to get things done B. You are strategic in your approach and are excellent at credit underwriting C. You take complete ownership of your area of work and are extremely agile What will you get? Your compensation will be the best in the industry. After that, how fast it grows, and how much it grows, is all dependent on your and the company’s performance. The sky is the only limit, we would say! Think. Innovate. Execute. SEE YOU SOON. Team @ Finnable