Product Manager II (Lending & Credit)

About Bluevine Bluevine is the banking platform for small businesses that need to keep moving, redefining how entrepreneurs manage their money. We bring banking, payments, billing, and access to capital into one connected place, so business owners can move money, pay vendors, get paid, and fund what’s next without switching tools or losing time. Everything we build starts with a deep understanding of how small businesses actually run, and we keep their money secure along the way. Since 2013, more than 1 million small business owners across all 50 states have trusted us with their money, from contractors to dental offices to e-commerce brands. Today, over 500 employees come to work focused on making banking one less thing that slows them down. All of this comes back to our team. We’re curious problem-solvers who learn fast, would rather solve problems together, and care deeply about the people we’re building for. If you want your work to make a real difference to business owners every day, and want to keep growing while you do it, apply below. ABOUT: Bluevine is looking for an experienced Product Manager who will own and drive the roadmap for payments, collections, capital markets, accounting & finance for the lending business unit. The platform and systems used in this domain are mission-critical and impact the experience for our clients and serves as the backbone for internal stakeholders’ workflows. This person will be responsible for articulating the business case for and delivering new features as well as enhancing our existing solutions, based on customer and stakeholder feedback and data driven analyses. This role will require collaboration with a broad set of technical and non- technical stakeholders, including R&D, risk and back-office operations, support, business operations, accounting and finance teams, and legal & compliance. WHAT YOU’LL DO: ● Own and drive the product roadmap for payments, collections, capital markets, and accounting & finance within the lending business unit — aligning features and initiatives to company strategy, OKRs, and KPIs through close collaboration with leadership and cross-functional stakeholders ● Conduct business discovery and gather requirements from a broad set of internal stakeholders, including risk, back-office operations, accounting, finance, and legal & compliance teams ● Define detailed technical specifications for new features and projects, outlining business requirements, acceptance criteria, and system design considerations — serving as a precise guide for engineering teams throughout the development lifecycle ● Partner closely with R&D and QA teams through sprint planning and execution, conducting UAT before production deployments and driving issues and bugs to resolution ● Monitor and maintain mission-critical systems across payments, accounting, and capital markets — ensuring data accuracy, integrating with banks and vendors, and enhancing internal operational tools for efficiency and scalability ● Identify the business case for new products and enhancements through data analysis, SQL-based querying, customer feedback, and stakeholder input — prioritizing work for highest business impact ● Facilitate smooth communication between R&D teams and business stakeholders, providing regular project updates, managing expectations, and proactively identifying and mitigating risks ● Conduct demo sessions for new features prior to launch and develop training materials and reports for stakeholders and partners WHAT WE LOOK FOR: ● 5+ years experience as a Product Manager in a fast-paced technology company ● Fintech lending experience is a plus but not mandatory. ● A self-starter with a bias to action who is able to move projects forward and lead a cross- functional team towards product solutions ● Exceptional communication and organizational skills, with the ability to interact with a diverse group of technical and non-technical stakeholders ● Advanced analytical skills, including experience with data analysis and SQL ● Demonstrated track record of launching successful products and features ● Experience managing complex projects with limited resources and competing priorities ● Experience with using AI tools such as Gemini, ChatGPT and Claude for research, automation and prototyping. ● B.A. or B.S. in physics, computer science, engineering, or related field ● Previous work experience in a technical role is a plus ● Masters, PhD, or MBA will be considered when evaluating work experience Benefits & Perks Excellent group health coverage and life insurance Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities