Risk Analyst II

Our journey so far Jupiter was founded in 2019 by Jitendra Gupta. Best known as Citrus Pay’s founder, Jiten found himself wondering why personal finance experiences were not customer-centric when everything else like food ordering and entertainment were. That’s how our journey began in 2019, with a simple, powerful idea: to create a modern, customer-centric experience that empowers individuals when it comes to their money. From our humble beginnings, we've strived relentlessly to make managing money easier. In 2021 when we launched we had a waitlist with over 100,000 people eager to experience the world of Jupiter - and within 10 months we crossed 1 million users. Today, we have 2.8 million+ happy users on Jupiter Our Insights feature today tells how much and where you’ve been spending automatically, even on your other savings accounts! Our Edge CSB Bank RuPay credit card is getting a lot of love for it’s head-turning transparent design, not to mention it being a rewarding experience. Our No-Penalty SIP and Daily SIP at Rs 10/- has helped scale our investments business and we have over 100,000 users investing on our platform to fulfill their money aspirations. We've embraced cutting-edge technology, harnessed the power of data analytics, and assembled a diverse team of creative thinkers and industry experts who share our vision for a more accessible, transparent, and inclusive financial ecosystem. We’re now looking for like-minded folks to join the crew. Who we're looking for : You love (dream) data and enjoy testing hypotheses using data. You have worked in Retail Unsecured Lending Risk Management - Credit cards, Personal loans, etc. You have strong data visualization skills and an analytical mind to extract insights from large and seemingly' unrelated pieces. You are enthusiastic about designing & implementing a Risk framework for a Digital Bank. You are keen to use new technologies and data tools to deliver risk controls, design risk dashboards that are the source of truth, and keep our fingers on the pulse. Responsibilities: . Implement and monitor credit risk strategies across the lending lifecycle - acquisitions, underwriting, limit management, cross-sell, and collections. Implement and monitor fraud risk controls. Deep dive into alternate data and evaluate data features for enhanced risk assessment and credit expansion. Help in shaping the omnichannel collections strategy and use data analytics to optimize collections efficiency. Actively coordinate with external stakeholders to ensure relevant insights are effectively utilized for credit decisioning. What is needed for this role: 2+ years experience in Retail Risk management, especially in unsecured lending products. Quantitative credit/fraud risk experience (preferably Retail Credit). Strong SQL skills along with experience with Python . Bachelors / Masters degree in Business Management, Economics, Statistics, Finance, Computer Science, Engineering, or another quantitative field. Why you should work with us: We are the ideal workplace for individuals with a founders mentality, and we place a high regard on those who take ownership and see projects through to completion. We take pleasure in tackling meaningful problems by understanding pain points and developing intuitive experiences that delight customers. Emphasizing consent over consensus, we appreciate those who can participate in healthy conflict and are able to commit to every decision as if it were their own. In our relentless pursuit of excellence, we consistently set higher standards. If you crave continuous learning, growth, and improvement in a dynamic environment, choosing Jupiter is the right move. Brownie Points for: Prior experience in scaling credit systems in high-growth environments. Want to know more about us? Hop onto the links below: About us Our values Our Journey