Senior Product Manager - B2B Payments

Define the product strategy for extending AppZen's platform into payments, including which capabilities to own directly versus provide through partners

Develop a deep understanding of the payment infrastructure landscape and identify, evaluate, and select the external providers AppZen integrates with

Build the evaluation criteria used to select payment partners, spanning capability, reliability, security/compliance, and commercial terms

Own payment integrations end-to-end, partnering closely with engineering and provider teams from architecture through production

Design the end-to-end payment experience — from an approved financial obligation through execution, monitoring, and reconciliation

Define how AI-driven automation extends safely into payment execution, working within enterprise controls such as authorization, approval thresholds, and fraud prevention

Translate complex enterprise payment requirements into product capabilities that scale across customers rather than one-off implementations

Partner with Engineering, Legal, Compliance, Sales, Customer Success, and Marketing to take new capabilities from concept through customer adoption

5+ years of product management experience, including meaningful time focused on payments, fintech, or payment infrastructure

Direct, hands-on experience building or integrating B2B payment capabilities into a software product

Experience evaluating and selecting payment processors, banks, networks, or other payment infrastructure providers

Experience taking at least one payment product or integration from concept through production launch

Strong understanding of core payment lifecycle concepts — authorization, settlement, reconciliation, and exception handling

Comfortable working directly with engineering and provider technical teams on complex, API-driven integrations

Strong product judgment, including the ability to make build-versus-partner decisions

Excellent written and verbal communication skills, with the ability to work effectively across cross-functional teams

Experience with cross-border or multi-currency payment infrastructure

Background at a payment processor, card issuer, bank, or embedded finance/payments platform

Experience integrating payments with ERP, AP, procurement, or expense systems

Bachelor's degree or equivalent experience

Competitive salary and bonus or variable incentive pay (role-dependent)

Comprehensive medical, dental, vision, and life insurance

Unlimited PTO

Paid parental leave (eligible employees)

401(k) match

$250 annual learning & development reimbursement

Onsite gym access for HQ (San Jose) employees

Office perks: snacks, happy hours, and company events