VP, Fraud Risk Management

About Bluevine Bluevine is the banking platform for small businesses that need to keep moving, redefining how entrepreneurs manage their money. We bring banking, payments, billing, and access to capital into one connected place, so business owners can move money, pay vendors, get paid, and fund what’s next without switching tools or losing time. Everything we build starts with a deep understanding of how small businesses actually run, and we keep their money secure along the way. Since 2013, more than 1 million small business owners across all 50 states have trusted us with their money, from contractors to dental offices to e-commerce brands. Today, over 500 employees come to work focused on making banking one less thing that slows them down. All of this comes back to our team. We’re curious problem-solvers who learn fast, would rather solve problems together, and care deeply about the people we’re building for. If you want your work to make a real difference to business owners every day, and want to keep growing while you do it, apply below. About the Role Bluevine is seeking a Vice President of Fraud Risk Management to lead enterprise fraud strategy, analytics, and operations across our banking and lending products. This executive will own fraud risk performance, scalable risk infrastructure, and operational risk frameworks while enabling responsible growth and exceptional customer experience. As a member of Bluevine’s Executive Team and a critical leader within the Banking organization, this role partners closely with the General Manager and cross-functional leaders to define business strategy, risk appetite, and long-term platform investments. What You'll Do Strategic Risk Leadership: Define and execute Bluevine’s enterprise fraud strategy aligned with company growth objectives. Strengthen governance, control design, and risk reporting infrastructure. Set and manage risk appetite frameworks across account onboarding, payments, and new product launches. Partner with senior leadership to balance growth, customer experience, and fraud loss performance. Own fraud loss, cost-to-serve, and automation targets as part of the Banking P&L. Serve as a thought leader in advancing enterprise risk management maturity. Scalable Risk Platform & Innovation: Scale a best-in-class fraud risk management platform across account and transaction lifecycle. Drive innovation in identity verification, transaction monitoring, real-time decisioning, and fraud analytics. Develop proprietary risk capabilities and defensible IP to strengthen Bluevine’s competitive advantage. Ensure high system performance, scalability, and automation in a high-velocity digital banking environment. Cross-Functional & External Partnership: Partner with Product, Engineering, Data Science, Compliance, Legal, and Finance to integrate risk strategy into product design and execution. Build and maintain strong relationships with bank partners and external stakeholders. Provide executive-level reporting on fraud trends, risk exposure, and mitigation strategies. Team Leadership: Lead and scale a global, multi-functional organization spanning fraud strategy, analytics and operations across the US, Israel, and India. Foster a data-driven culture with strong execution discipline and continuous improvement. Develop high-performing leaders and build succession pipelines across risk functions. What We Look For 15+ years of progressive leadership experience in fraud risk management within payments and deposit-based financial services. Proven experience owning fraud loss performance and operational cost metrics. Deep expertise in payments fraud (ACH, wires, cards), account takeover prevention, and transaction monitoring systems. Hands-on fluency in risk analytics, fraud modeling, and real-time decision systems. Experience building and scaling high-velocity online risk platforms in fintech or digital banking environments. Strong understanding of regulatory expectations in banking, including risk governance and operational controls. Demonstrated success leading global, cross-functional teams. Bachelor’s degree required; advanced degree preferred. Benefits & Perks (US Based ONLY) Excellent health coverage and life insurance benefits 401K with an immediate 3% company match PTO, Company Holidays, and Flexible Holidays Company-sponsored Mental Health Benefits, including 1:1 therapy Over $1,000 each year to spend on your personal wellness Monthly WFH stipends totaling over $1,000 annually Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents Access to financial coaches and education sessions Weekly catered lunches and fully stocked kitchen pantries Community-based volunteering opportunities #LI-Hybrid