Credit Card Sales Executive

JOB DESCRIPTION Credit Card Sales Executive Company: Steel on Call Services India Private Limited Department: Sales & Business Development Designation: Credit Card Sales Executive Experience: 4+ Years Industry: Banking / Financial Services / Credit Card Sales Employment Type: Full-Time Location: To be specified Reporting To: Sales Manager / Sales Head Contact Person Name : Ch Revathi Contact Person Number : 6281100536 1. Job Purpose Steel on Call Services India Private Limited is looking for an experienced and target-oriented Credit Card Sales Executive to drive customer acquisition and credit card sales. The candidate will be responsible for generating leads, promoting credit card products, converting prospects into customers, achieving sales targets, and maintaining strong customer relationships. 2. Key Responsibilities Generate leads through field sales, telecalling, referrals, corporate tie-ups, and other sales channels. Promote credit card products by explaining features, benefits, eligibility criteria, fees, charges, and applicable offers. Identify customer needs and recommend suitable credit card products based on eligibility. Achieve assigned daily, weekly, and monthly sales targets. Manage the complete sales process, from lead generation and customer interaction to application submission and follow-up. Assist customers with application forms and collection of required KYC documents. Coordinate with banks and financial institutions to track application status and support timely processing. Develop and maintain relationships with customers, corporate clients, and business partners. Follow up on prospective customers and pending applications to improve conversion rates. Maintain accurate records of leads, applications, conversions, and sales performance. Prepare and submit daily, weekly, and monthly sales reports to the reporting manager. Ensure compliance with applicable banking guidelines, KYC requirements, customer data privacy standards, and company policies. Maintain transparent communication with customers and avoid mis-selling. Monitor market trends and competitor offerings to identify new business opportunities. 3. Educational Qualifications Minimum Qualification: Bachelor's degree in any discipline from a recognized university. Preferred Qualification: B.Com, BBA, B.A., B.Sc., or MBA in Marketing, Finance, or Business Administration. Candidates with relevant credit card sales experience and a proven record of achieving sales targets will be preferred. 4. Experience Requirements Minimum 4+ years of experience in credit card sales, banking sales, financial services, or related sales roles. Prior experience in credit card acquisition, customer onboarding, and lead conversion is preferred. Proven ability to achieve sales targets and develop new customer relationships. Knowledge of credit card products, application processing, KYC documentation, and basic banking procedures. Experience in field sales, direct sales, or customer acquisition will be an added advantage. 5. Required Skills and Competencies Excellent communication and interpersonal skills. Strong sales, negotiation, and convincing abilities. Ability to generate leads and convert prospects into customers. Customer relationship management and follow-up skills. Target-oriented mindset and commitment to achieving business goals. Good time management, coordination, and reporting skills. Basic computer knowledge and proficiency in MS Office. Ability to handle customer objections and resolve queries professionally. High levels of integrity, professionalism, and customer service orientation. 6. Key Performance Indicators (KPIs) Achievement of monthly credit card sales targets. Number of qualified leads generated. Number of credit card applications submitted. Application approval and conversion rates. Accuracy of customer documentation. Customer acquisition and satisfaction levels. Timely follow-up and compliance with company policies. 7. Preferred Candidate Profile The ideal candidate should be proactive, confident, and comfortable working in a target-driven sales environment. Candidates with a proven track record in credit card acquisition, banking sales, financial product sales, and customer relationship management will be given preference. 8. Compensation and Benefits Competitive salary based on experience and suitability. Performance-based incentives as per company policy. Opportunities for professional growth in sales and business development. 9. Application Interested candidates with 4+ years of relevant experience and a strong track record in credit card sales are encouraged to apply to Steel on Call Services India Private Limited.